(六)

　Please tell me whether I need to purchase a foreign student policy.

　告訴我是否我需要購買外國學(xué)生保險(xiǎn)。

　I''d like to know whether basic health insurance coverage should include benefits for outpatient, hospital, surgery and medical expenses.

　我想知道基本健康保險(xiǎn)所列的項(xiàng)目是否應(yīng)包括醫(yī)院門診，住院，手術(shù)及藥品等費(fèi)用的賠償。

　Will you please tell me where I can purchase health insurance?

　請告訴我在何處能買到健康保險(xiǎn)?

　Health insurance is merely a mean by which people pool money to guard against the sudden economic consequences of sickness or injury.

　健康保險(xiǎn)就是籌集一些錢以預(yù)防疾病或受傷而突然發(fā)生的經(jīng)濟(jì)困難。

　"Major medical" insurance policies are designed to help offset heavy medical expenses that can result from a prolonged illness or serious injury.

　“巨額醫(yī)藥費(fèi)保險(xiǎn)”旨在協(xié)助減輕久病及重傷所造成的重大醫(yī)藥開支。

　If the benefits provided under a certain policy have a dollar limitation for each service, you should determine whether these limitations are realistic.

　如果某一家保險(xiǎn)公司的健康保險(xiǎn)對每種服務(wù)定有賠償限額，你應(yīng)斷定這些限額是否合乎實(shí)際。

　Words and Phrases

　health insurance 疾病保險(xiǎn)，健康保險(xiǎn)

　sickness insurance 疾病保險(xiǎn)

　insurance for medical care 醫(yī)療保險(xiǎn)

　"major medical" insurance policy 巨額醫(yī)藥費(fèi)保險(xiǎn)

　insurance during a period of illness 疾病保險(xiǎn)

　life insurance 人壽保險(xiǎn)

　endowment insurance 養(yǎng)老保險(xiǎn)

　insurance on last survivor 長壽保險(xiǎn)

　to purchase health insurance 購買健康保險(xiǎn)

　to have a health insurance policy 購買健康保險(xiǎn)

　Additional Words and Phrases

　policy-holder 保險(xiǎn)客戶

　extra premium 額外保險(xiǎn)費(fèi)

　additional premium 附加保險(xiǎn)費(fèi)

　insurance law 保險(xiǎn)法

　insurance act 保險(xiǎn)條例

　insurance industry? 保險(xiǎn)業(yè)

　insurance division 保險(xiǎn)部

　insurance treaty 保險(xiǎn)合同

　cover note 保險(xiǎn)證明書

　guarantee of insurance 保險(xiǎn)擔(dān)保書

　premium rebate 保險(xiǎn)費(fèi)回扣

　insurance claim 保險(xiǎn)索賠

　ceding, retrocession(for reinsurance) 分保

　reinsurance 分保(再保險(xiǎn))

　ceding(insurance)company 分保公司

　co-insurance company 共同保險(xiǎn)公司

　insurance document 保險(xiǎn)單據(jù)

　certificate of insurance 保險(xiǎn)憑證

　increasing coverage, extending coverage 加保

　renewing coverage 續(xù)保

　insurance commission 保險(xiǎn)傭金

　social insurance 社會保險(xiǎn)

　personal property insurance 個(gè)人財(cái)產(chǎn)保險(xiǎn)

　insurance of contents 家庭財(cái)產(chǎn)保險(xiǎn)